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$585,000
/mo Edit
Multi-family:  Duplex Side by Side
8 br • 4 ba • Built 1909
3,392 sqft • 0.142 acres
MLS# 7037657
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    Property Description

    Assumable mortgage available - must qualify. Rate is 3.99% Experience exceptional space, flexibility, and income potential with this rare side-by-side duplex in St. Paul’s highly desired Hamline-Midway neighborhood. Offering a combined 8 bedrooms, 4 bathrooms, and over 5, 100 finished square feet, this property is ideal for both investors and owner-occupants seeking an outstanding house-hack opportunity. Each unit lives like a single-family home—featuring generous room sizes, multiple levels of finished space, and private entries. Recent updates include new appliances and ongoing improvements that support strong rental performance. The 6, 100 sq ft lot provides private outdoor space, off-street parking, and room for tenants or an owner-occupant to enjoy. The location is unbeatable: close to local coffee shops, light rail, Allianz Field, Midway shopping, universities, and easy access to both downtowns. Whether you're expanding a rental portfolio or looking to live in one unit while the other helps pay your mortgage, this property delivers exceptional value in a fast-improving neighborhood. Don’t miss this chance to secure a high-performing, move-in-ready duplex with long-term upside in one of St. Paul’s most convenient and connected areas.

    Listing

    Contingency: None
    Price per sq ft: $172
    City: Saint Paul
    County: Ramsey
    State: MN
    Property Style: Duplex Side by Side
    Zip Code: 55104
    Neighborhood/Area: 93
    Subdivision Name: Hopkins Second Add To, St

    Interior

    Living Area: 3,392 ft2
    Basement Details:
    • Block
    • Daylight/Lookout Windows
    • Owner Access
    • Partial

    Exterior

    Stories: More Than 2 Stories
    Garage Spaces: 4
    Garage Size: 2,000 ft2
    Foundation Size: 1,292 ft2
    Handicap Accessible: None
    Heating System: Boiler
    Shared Amenities: None

    Rooms

    Laundry: In Unit

    Lot & Land

    Acres: 0.142
    Geolocation: 44.962225, -93.16827
    Lot Dimensions: 150 x 60
    Zoning: Residential-Multi-Family

    Schools

    School District: 2102
    District Phone: 6517678100

    Expenses

    Annual Caretaker Expense: $1,908
    Annual Electric Expense: $776
    Annual Fuel Expense: None
    Annual Insurance Expense: $4,615
    Annual Maintenance Expense: $855
    Annual Trash Expense: None
    Annual Water/Sewer Expense: None
    Tenant Expenses: All Utilities

    Financial & Taxes

    Tax Year: 2025
    Annual Taxes: $7,132
    Lender-owned: No
    Assessment Pending: No
    Taxes w/ Assessments: $7,132

    Income

    Annual Gross Income: $55,056
    Misc. Annual Income: $2,400
    Misc. Monthly Income: None

    Rent

    Annual Net Income: $4,254

    Units

    Total Units: 2

    Miscellaneous

    Fuel System:
    • Electric
    • Natural Gas
    Owner Occupied: No
    Sewer System: City Sewer/Connected
    Water System: City Water/Connected

    Mortgage Calculator

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    Payment:  /mo

    Local Home Mortgage Professionals

    Eric Bloomstrand
    Branch Sales Manager
    Fairway Home Mortgage    NMLS#274211
    612-961-2600
    Eric Bloomstrand is a Branch Sales Manager at Fairway Home Mortgage with 30+ years of experience in the mortgage banking services industry. Eric has extensive skills in construction loans, FHA financing, VA loans, USDA, and first-time buyer down payment assistance programs. He is a well-qualified finance professional with a Bachelor of Science focused in Finance and Marketing from Minnesota State University, Mankato. Helping individuals acquire their dream home is his passion.
    Connect with Eric today to get started with your home purchase!

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    Listing provided by RMLS, courtesy of eXp Realty.
    Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.