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$599,000
/mo Edit
Multi-family:  2 Stories
5 br • 4 ba • Built 1893
4,013 sqft • 0.205 acres
MLS# 7027719
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    Property Description

    Live in one unit and let the other three help pay your mortgage in this beautifully maintained 4-plex in the heart of Saint Paul’s highly desirable West Seventh neighborhood. This is an ideal opportunity for an owner-occupant who wants to build equity while enjoying the character and walkability of one of the city’s most vibrant areas. The standout unit is the spacious 2-bedroom apartment, which lives more like a small home. It features a private sliding patio door that opens directly to the fenced side yard, along with a finished lower-level living room that adds valuable and flexible square footage—perfect for a home office, workout space, media room, or guest area. The remaining three 1-bedroom units are thoughtfully laid out and consistently attractive to renters, making this a stable and practical house-hack opportunity. Throughout the property you’ll find beautiful hardwood floors, stainless steel appliances, and classic charm that fits perfectly with the character of the neighborhood. Residents enjoy access to a shared front porch and shared back porch, while the owner's suite benefits from its own private porch space. The large fenced side yard offers room to relax, entertain, garden, or accommodate pets. A new roof was installed in July 2024, adding peace of mind for the next owner. The unfinished third floor presents future potential—whether as expanded living space for an owner-occupant or a possible additional unit (buyer to verify), creating long-term upside beyond the current income. Buyer to confirm all details and measurements.

    Listing

    Contingency: None
    Price per sq ft: $149
    City: Saint Paul
    County: Ramsey
    State: MN
    Property Style: 2 Stories
    Zip Code: 55102
    Neighborhood/Area: 103
    Subdivision Name: Clarkes Add

    Interior

    Living Area: 4,013 ft2
    Refrigerators: Four
    Basement Details:
    • Full
    • Partially Finished
    • Sump Basket
    • Sump Pump

    Exterior

    Stories: Two
    Garage Spaces: 3
    Foundation Size: 1,824 ft2
    Foundation Dimensions: 40 x 47
    Handicap Accessible: None
    Road Responsibility: Public Maintained Road
    Heating System:
    • Boiler
    • Radiator
    Parking Features:
    • Detached Garage
    • Parking Lot
    Shared Amenities: Coin-op Laundry Owned
    Road Frontage: City Street
    Exterior Material: Frame
    Roof Details: Age 8 Years or Less

    Rooms

    Laundry:
    • Common Area
    • In Basement

    Lot & Land

    Acres: 0.205
    Geolocation: 44.922327, -93.135233
    Lot Dimensions: 80 x 111
    Zoning: Residential-Multi-Family
    Lot Description: Tree Coverage - Light

    Schools

    School District: 2102
    District Phone: 6517678100

    Expenses

    Annual Caretaker Expense: None
    Annual Electric Expense: $2,501
    Annual Fuel Expense: None
    Annual Insurance Expense: $2,748
    Annual Maintenance Expense: $3,044
    Annual Trash Expense: $931
    Annual Water/Sewer Expense: $969
    Tenant Expenses: Electricity

    Financial & Taxes

    Tax Year: 2025
    Annual Taxes: $8,509
    Lender-owned: No
    Assessment Pending: No
    Taxes w/ Assessments: $9,690

    Income

    Annual Gross Income: $62,424

    Rent

    Annual Net Income: $42,625

    Units

    Total Units: 4

    Miscellaneous

    Fuel System: Natural Gas
    Owner Occupied: No
    Sewer System: City Sewer/Connected
    Water System: City Water/Connected
    Power Company Name: Xcel Energy

    Mortgage Calculator

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    Payment:  /mo

    Local Home Mortgage Professionals

    Eric Bloomstrand
    Branch Sales Manager
    Fairway Home Mortgage    NMLS#274211
    612-961-2600
    Eric Bloomstrand is a Branch Sales Manager at Fairway Home Mortgage with 30+ years of experience in the mortgage banking services industry. Eric has extensive skills in construction loans, FHA financing, VA loans, USDA, and first-time buyer down payment assistance programs. He is a well-qualified finance professional with a Bachelor of Science focused in Finance and Marketing from Minnesota State University, Mankato. Helping individuals acquire their dream home is his passion.
    Connect with Eric today to get started with your home purchase!

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    Listing provided by RMLS, courtesy of Peritus Real Estate.
    Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.